IBM lives at the intersection of technology and business. This enables us to change the way the world works, and in so doing, to be essential to our clients and to society. Around the world we work with 90% of the world’s top banks, nine of the top 10 oil and gas companies, 40 of the top 50 retailers and 92 of the top 100 healthcare organisations. IBM systems manage banking, reservations, transportation, retail, trading and healthcare systems. Our mainframes alone process 75% of the world’s business data.